XRP Price speculation is in the making again. Bitwise Asset Management issued a market-moving forecast that XRP price will be at $29.30 by 2030. The offer has traders wondering whether a payments-driven rival alternative, what traders have aptly named “XRP 2.0“, could take even greater gains in a shorter time frame.
Before we put that into balance, remember where we stand: XRP at $97,729.13 places the valuation of the network at $1.94 trillion on today’s tape as 24-hour turnover is $2.14 billion, down 18 percent from yesterday.
Bitwise Sets a $29.30 Price Target on the XRP Price
Bitwise Research Desk published its five-year long-form forecast on 26 April, arguing that higher institutional adoption and an expanding stablecoin market may witness XRP Price grow by approximately 13 times in five years.
They are projecting their model based on the assumption that Ripple’s on-demand liquidity (ODL) rails capture just two percent of the global $2 trillion worth of FX volume every day.
Even that razor-thin slice would flow billions of dollars through the XRP Ledger and, incidentally, its native currency. Bitwise further references Brazil’s first spot ETF and rumors to the same effect in Dubai and Singapore as the new drivers of demand.
Technically, the chart looks ready to cooperate. XRP rebounded twice off the $2.00 psychological floor and printed a higher low in the daily RSI. If bulls can make $2.40 work as support, Fib extensions are lined up at $2.85 and $3.30. The strong magnet is the pre-SEC-case high around $3.84—take that away, and Bitwise’s 2030 level suddenly feels so much closer.
Traders Pivot to Remittix—Ripple’s Vision, But Quicker and Leaner
There are some whales who think Bitwise is going too slow. They are turning capital into Remittix (RTX), a micro-cap payment token. It replicates Ripple’s original vision but settles directly into bank accounts within minutes.
RTX has one major distinction from XRP: automatic buy-and-burn mechanics. Every bridge transaction burns some supply and rewards stakers with fees. That means that holders are betting on two drivers of wealth at the same time—price appreciation and real cash yield.
Wallet-tracking company Nansen indicates over $14 million in ADA and ETH transferring into RTX in the last four weeks. One account even exchanged 3.2 million XRP for Remittix following Bitwise issuing its report.
The whale’s rationale is straightforward: if XRP requires an ETF and multi-year adoption curve to get to 10×, a small token with fee flow baked-in could achieve it in months.
Head-to-Head Fundamentals
XRP and Remittix are at opposite ends of the spectrum. XRP’s market capitalization is currently at about $1.94 trillion, whereas Remittix is still a micro-cap company that is worth far less than $60 million. That gap sets the return profile: XRP provides blue-chip stability, whereas Remittix retains the stratospheric potential which only the micro-cap class can provide.
Their settlement flows differ as well. XRP payments typically reach a centralized exchange within seconds. The exchange can later convert those payments into a local currency. Remittix takes a slightly more circuitous route—still not more than a few minutes—but sends the fiat directly into a recipient bank account, bypassing the exchange altogether.
From a holder’s perspective, XRP is only a utility token; it does not generate direct cash flow. Remittix, however, distributes part of every bridge fee to stakers, so passive holding is a yield-generating role.
Finally, near-term drivers diverge. XRP’s 2025 narrative depends on spot-ETF approvals and larger bank integrations. Remittix’s strategy focuses on gaining a European e-money license and rolling out its Solana Pay hook, either of which has the potential to open dozens of new fiat corridors and accelerate adoption.
Even shaving Bitwise’s assumptions, XRP’s upside looks robust. From here to $5 would still double capital three times over, and $10 gives a neat 5×. Meanwhile, Remittix can soar from $0.0757 to $0.80—a ten-bagger—without being anywhere near a $1 billion valuation. That asymmetry is what earns the “XRP 2.0” nickname: same payments thesis, smaller denominator.
Portfolio Takeaway: Combine Blue-Chip Stability with Nascent Torque
Sophisticated investors need not choose. A diversified strategy could put 60 percent in XRP for large-cap security and 40 percent in RTX for high-octane upside. The mix overlays Bitwise’s structural bull thesis with a yield-generating, supply-contracting rocket.
If Bitwise is right and XRP Price grinds to $30, the base stack does well. If faster-moving corridor tokens take center stage, Remittix can grow much faster. Either way, the remittance megatrend is still in your favour.
Remittix in the Limelight: Why Whales Keep on Buying?
Remittix (RTX) is currently selling at $0.0757, but over $14.7 million of fresh money has locked up over 531 million tokens. Two short-term milestones are highlighted in the project’s roadmap:
EU e-money licence – the management says a decision will be made before Q4. If granted, direct fiat rails will be live in 30 countries.
Solana Pay integration, planned for the same period, exposes RTX to retail point-of-sale terminals and millions of mobile wallets.
Every interaction on the bridge burns RTX, scorching float but rewarding fee dividends to stakers. That renders idle balances a revenue stream—something XRP doesn’t offer today. Early investors compared the model to Binance’s BNB burn and Uniswap’s fee flip. Those two mechanisms pushed prices up by triple digits once adoption passed a critical threshold.
Don’t Overlook the Second Wave
The last payment bubble built wealth when XRP first crossed one dollar. We are now able to claim the lead chapter of wave two, driven by ETFs, international stablecoin flows, and the new bridges like Remittix.
Bitwise’s bold $29.30 price goal gives the market a north star, but the best profits lie in the small caps powering the shotgun. Lock up your core XRP holding, throw in a measured amount of RTX, and you may find out why experienced whales refer to this combination as the smartest move for the next cryptocurrency cycle.
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